Why should you want to be Debt-Free?

Many Gurus have said - you should be debt-free. I understood it partially. I implemented some of the "Baby" steps to reach that stage. But, I faltered. Then, came COVID-19. We all are facing an unprecedented situation. And this has really opened me to, you know, the idea of being debt-free, and how much that reduces your risk. So the thing I really wanted to talk about in this blog post was you know the importance of being debt-free!

Continue ReadingWhy should you want to be Debt-Free?

Why should you want to be Debt-Free?

Many Gurus have said - you should be debt-free. I understood it partially. I implemented some of the "Baby" steps to reach that stage. But, I faltered. Then, came COVID-19. We all are facing an unprecedented situation. And this has really opened me to, you know, the idea of being debt-free, and how much that reduces your risk. So the thing I really wanted to talk about in this blog post was you know the importance of being debt-free!

Continue ReadingWhy should you want to be Debt-Free?

Should You actually defer EMI payments during lockdown?

Unprecedented times call for extraordinary measures. The Reserve Bank of India (RBI) has offered a three month moratorium on payment of EMIs. The RBI has put the onus on individual banks to offer this facility to their customers. If your bank offers you the choice, should you take it? Should You actually defer EMI payments during lockdown?

Continue ReadingShould You actually defer EMI payments during lockdown?

Should You actually defer EMI payments during lockdown?

Unprecedented times call for extraordinary measures. The Reserve Bank of India (RBI) has offered a three month moratorium on payment of EMIs. The RBI has put the onus on individual banks to offer this facility to their customers. If your bank offers you the choice, should you take it? Should You actually defer EMI payments during lockdown?

Continue ReadingShould You actually defer EMI payments during lockdown?