The Five Laws of Gold

We can see that even in the 21st century, the advice contained in the book written almost a hundred years ago remain valid. Human nature does not change and so does the laws of accumulating gold and becoming wealthy. What is your take on this books and the five laws? If you have not read the book yet, I would highly recommend you to read the book.

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Personal finance is your responsibility. 7 steps to begin today!

When it comes to finance, many people put an impractical blind eye to the fact that finances need to be managed. Personal finance is an ever-growing popular term for adults and teenagers alike, regardless of whether you are earning the money or not. After-all bills have to be paid, family members have to be fed and your lifestyle has to be maintained.

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Is frugality the miracle cure for a fat purse?

In the world of personal finance, we see a lot of messages, blog post, even books which encourage us to skip the $5 coffee and make soaps at home to save some pennies. Frugality is the practice of being sparing or economical as regards money or food. This is great when you are absolutely broke. Is frugality the miracle cure to make your purse fat?

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Why should you want to be Debt-Free?

Many Gurus have said - you should be debt-free. I understood it partially. I implemented some of the "Baby" steps to reach that stage. But, I faltered. Then, came COVID-19. We all are facing an unprecedented situation. And this has really opened me to, you know, the idea of being debt-free, and how much that reduces your risk. So the thing I really wanted to talk about in this blog post was you know the importance of being debt-free!

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Why should you want to be Debt-Free?

Many Gurus have said - you should be debt-free. I understood it partially. I implemented some of the "Baby" steps to reach that stage. But, I faltered. Then, came COVID-19. We all are facing an unprecedented situation. And this has really opened me to, you know, the idea of being debt-free, and how much that reduces your risk. So the thing I really wanted to talk about in this blog post was you know the importance of being debt-free!

Continue ReadingWhy should you want to be Debt-Free?

Should You actually defer EMI payments during lockdown?

Unprecedented times call for extraordinary measures. The Reserve Bank of India (RBI) has offered a three month moratorium on payment of EMIs. The RBI has put the onus on individual banks to offer this facility to their customers. If your bank offers you the choice, should you take it? Should You actually defer EMI payments during lockdown?

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Should You actually defer EMI payments during lockdown?

Unprecedented times call for extraordinary measures. The Reserve Bank of India (RBI) has offered a three month moratorium on payment of EMIs. The RBI has put the onus on individual banks to offer this facility to their customers. If your bank offers you the choice, should you take it? Should You actually defer EMI payments during lockdown?

Continue ReadingShould You actually defer EMI payments during lockdown?